Prior to founding Apostrophe, Julia was Chief Executive Officer of Colorado HealthOP, a consumer-run health plan that she helped establish and grew to 85,000 members in three years. She has held leadership positions at private Medicaid and Medicare health plans, where she led government and commercial insurance business lines.  Julia also has more than 10 years of […]

Eric is known as a market innovator and disruptor. By founding Risk International Benefits Advisors (RIBA) in 2014, Eric has effectively turned upside down long-held practices for how employers manage and procure employee benefit plans. With more than 30 years of experience in benefits brokerage and consulting, Eric knows what works and, more importantly, he understands […]