Lower Costs. Better Care. Better Benefits.
Built on the real-life successes of the best benefits purchasers.
Announcing Health Rosetta Employer Program!
Tackling health care costs used to mean leaving employees out to dry.
Not anymore.
How the Health Rosetta can help
Better for your community. Better for America.

CEO's Guide to Restoring the American Dream
Improve your financial performance
It's estimated by organizations such as PwC and the Institute of Medicine that 30-50% of all health care spending is waste, fraud, or abuse. If health care is 20% of your payroll expenses, this is like a 6-10% perpetual payroll tax on your competitiveness.
Organizations around the country, big and small, rural and urban, public sector and private, have tackled many of the sources of waste. The Health Rosetta simplifies adopting their best practices.
Here's where you can get started learning more.
The Health Rosetta is made up of specific components and strategies that enable you to repeat what others have done.
While not exhaustive, here are a few major areas likely to have the quickest and most significant impact on reducing your total spend.
Components
- Major Specialties and Outlier Patients
- Transparent Pharmacy Benefits
- Transparent Medical Markets
- Transparent Independent Third Party Administrator
- Payment Integrity
Strategies
- Centers of Excellence Networks
- Reference-based Pricing
- Out-of-network Claims Settlement
- Unbundling Self-insured Health Plans
Note that all Health Rosetta components and strategies must be proven to reduce your spend, your employees' out-of-pocket spend, and improve the quality of care your employees receive.
Estimate the Impact
Reduce the out-of-pocket financial burden your employees face
Yet, more than half of Americans have less than $1,000 in savings.
Much of your workforce may be one hospital visit away from catastrophe.
As costs have gone up, employers have had to shift more costs to employees, despite spending more on payroll than ever. It's consuming 79% of all household income growth and is on track to consume 50% of all household income by 2021.
The Wall Street Journal reported that middle-class family spending on health care has increased 25% since 2007 alone.
Organizations around the country, big and small, rural and urban, public sector and private, have tackled out-of-pocket costs with far more nuanced and effective solutions than blunt force high-deductible health plans that often cause patients to forego care.
Instead, these organizations incentivize smart behavior, such as selecting high-value treatment options, clinicians, and facilities.
Here's where you can get started learning more.
The Health Rosetta is made up of specific components and strategies that enable you to repeat what others have done.
While not exhaustive, here are a few major areas likely to have the quickest and most significant impact on employee out-of-pocket spending
Components
- Value-based Primary Care
- Major Specialties and Outlier Patients
- Transparent Pharmacy Benefits
- Transparent Medical Markets
- Benefits Concierge Services
Strategies
- Reference-based Pricing
- Tiered Networks
- Centers of Excellence Networks
- Medical Tourism
Note that all Health Rosetta components and strategies must be proven to reduce your spend, your employees' out-of-pocket spend, and improve the quality of care your employees receive.