Exclusive Access for Customers and Friends of NICG

Partnering with Entrepreneurs, CEO's, CFO's and CHRO's to convert operating expenses into free cash flow, unlock trapped capital and increase your enterprise value while increasing your employees health, productivity and morale.

Revolutionizing how you purchase, reducing how much you pay, and providing your employees with the highest quality care while reducing your organization's costs and your employees exposure.

Providing you with access to the CEO's Guide & The Opioid Crisis Wake-Up Call , two books that set the framework and offer you an easy to read, easy to digest guide to building a high performance benefits program.

When was the last time your insurance broker brought you a -15% on your annual health insurance renewal? Do you set specific goals your broker has to achieve on REDUCING your healthcare spend in order for them to be compensated? Do you know how much and how they are paid?

Think about what you spend annually. Imagine someone making 6% of your costs, and as your costs go up - you pay them more. This has been the misalignment that C-Suite Executives look past.

Zain Hasan is a leading expert, Health Rosetta certified advisor who started his firm to help business leaders across the country analyze their broker's performance and help them identify the best solution. Regardless of whether you want Zain's help or just want to fix the problem, Health Rosetta is providing you with the knowledge and people to make immediate impact.

Why should you care about Health Rosetta?

Start down the path to 20-40% lower costs & better benefits, whether you have 100 or 100,000 employees. We help mission-aligned groups and people learn, connect, advance goals, and scale healthcare's fixes. Certified benefits advisors are the forward thinking consultants who are educated on implementing solutions that will drive your organization to making healthcare a competitive advantage. They do so by helping you navigate the ecosystem and offering solutions. Allowing you to have the confidence that you are being advised by a consultant who operates solely to benefit your organization.

There has never been another book that could walk you through the changes you need to make to change the way you purchase benefits, understand where the biggest issues in healthcare are and how to fix them, and break it down into very implementable and understandable solutions. Dave Chase hit the mark with every chapter and every component of driving the down the costs of benefits by 30% and even more purely by removing the waste inside your healthcare plan.

Zain Hasan Founder & Expert Benefits Consultant NICG

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What the The Opioid Crisis Wake-Up Call provides.

The Opioid Crisis Wake-up Call is the next edition of the CEO's Guide, with some over-lapping content, substantial new content, a different framing and a much broader target audience.

INTRODUCTION

Preface
Introduction
A Note on Reading This Book

PART I: THE CURRENT SITUATION

Chapter 1: The Opioid Crisis Isn’t an Anomaly
Chapter 2: So How Did We Get Here
Chapter 3: America Has Gone to War for Far Less
Case Study: Pittsburgh (Allegheny County) Schools
Chapter 4: Health Care Costs are Flat Despite What You Have Heard
Chapter 5: What You Don’t Know About the Pressures and Constraints
Facing Insurance Executives Costs You Dearly
Chapter 6: Health Care is Stealing Millennials’ Future – But They Will Take it Back
Case Study: Rosen Hotels & Resorts

PART II: HOW AND WHY WE ARE GETTING FLEECED

Chapter 7: 7 Tricks Used to Redistribute Money From Your Organization to the Health Care Industry
Chapter 8: PPO Networks Deliver Value—and Other Flawed Assumptions That Crush Your Budget
Case Study: City of Milwaukee
Chapter 9: Criminal Fraud Is Much Bigger Than You Think
Chapter 10: Are Workplace Wellness Programs Hazardous to Your Health?

PART III: DOING IT RIGHT

Chapter 11: You Run a Health Care Business Whether You Like It or Not.
Chapter 12: How to Pick a Benefits Consultant
Case Study: Langdale Industries
Chapter 13: The 7 Habits of Highly Effective Benefits Professionals
Chapter 14: Centers of Excellence Are a Golden Opportunity
Chapter 15: Independent Claims Administrators vs. Insurance Company Claims Administrators –The Trade-Offs
Chapter 16: The Future of Health Will Be Local, Open, and Independent
Chapter 17: Health 3.0 Vision and Implications for Providers & Government
Chapter 18: Economic Development 3.0: Communities Take Center Stage
Chapter 19: Mayors Must Lead Cities Out of the Opioid Crisis
Case Study: Rural county goes from highest to lowest rate of opioid deaths in two years
Chapter 20: Making Sure Opioid Mitigation Plans Mitigate the Right Things

PART IV: RESTORING HOPE, HEALTH, & WELL-BEING IN OUR COMMUNITIES

Chapter 21: Value-based Primary Care
Chapter 22: Transparent Medical Market
Case Study: Enovation Controls
Chapter 23: Concierge-Style Employee Customer Service
Chapter 24: High-Value, Transparent TPA
Chapter 25: Transparent Pharmacy Benefits
Chapter 26: “ERISA Fiduciary Risk is the Largest Undisclosed Risk I’ve Seen in My Career”

APPENDICES

Appendix A: Evidence-Based Services for People with Opioid Use Disorder
Appendix B: Status Quo Benefits vs. Health Rosetta Type Benefits
Appendix C: A Practical Handbook for Systems Change
Appendix D: Client Notice, Plan Sponsor Bill of Rights, and Code of Conduct
Appendix E: Sample Compensation Disclosure Form
Appendix F: Health Rosetta Principles
Appendix G: Why Doctors are Running Out of Empathy
Appendix H: Amazon, Berkshire Hathaway and JP Morgan Chase Can Lead Employer Solution to Opioid Crisis on the Journey to Larger Health Care Reinvention
Appendix I: Decoding a fully insured renewal
Appendix J: Benefits Options for Small Businesses and Sole Proprietors

What people are saying

Praise for the CEO's Guide to Restoring the American Dream. & The Opioid Crisis Wake-Up Call

The Opioid Crisis Wake-Up Call

This is a must-read for any business leader tasked with providing high-quality healthcare to employees. Chase delivers a compelling account of what we've been doing wrong with benefits purchasing, and how we the people, not Washington elites, can solve the opioid crisis.

Steve Forbes Chairman and Editor-in-Chief of Forbes Media

Dave Chase diagnoses the dangerous and expensive shortcomings of our health care system and inspires us to create a more transparent and accountable one. Using the evolution of the opioid crisis to demonstrate how US healthcare has failed on multiple fronts, Dave illustrates the cornerstones of reform: value-based payment, accessible, comprehensive primary care, employer/provider/community partnerships, and available, relevant data. The Opioid Crisis Wake-up Call should be required reading for anyone working to engineer a better US health care system.

David Lansky, PhD President and chief executive officer of the Pacific Business Group on Health

A fresh perspective from one the one of the most brilliant minds in health care. Chase is not beholden to any of the [industry's] giant stakeholders. The result is a uniquely honest and novel conversation about what’s best for America.

Marty Makary Johns Hopkins Surgeon & NYT Bestselling Author of Unaccountable

CEO's Guide to Restoring
The American Dream

The book is packed with wisdom you can’t find elsewhere but also a nice, light style that makes it addictive. There is so much in this book that is hidden behind the many layers of obfuscation characterizing our healthcare system. As a group trying to create and then disseminate new models of care that improve outcomes and lower costs, we are continuously running into hidden barriers with insurers and also un-empowered healthcare purchasers. This book has the practical prescription for moving it all forward. I’m making it required reading at Dell Med and recommending it for our many partners.

S. Claiborne "Clay" Johnston Dean, Dell Medical School at The University of Texas at Austin.

One of the top ten healthcare books of all time, and #1 for delivering practical advice.

Al Lewis Father of disease management & CEO at Quizzify

Dave, you nailed it! Your message is vital for business leaders as it exposes the many dirty secrets behind the business of Employee Benefit plans. Yes, it is time to shed dependence on those who have benefited most from lousy results and demand vastly improved outcomes for employers and their employees. This is a must read to turn the tables on the benefits industry.

Eric Krieg Founder & President Risk International Benefits Advisory

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