Rick entered the insurance industry after a seven year teaching career. He began as a financial advisor, working with retirement plans., where he still holds six securities licenses. In 2005, he entered the insurance brokerage world, and received his Certified Insurance Counselor designation in 2006. Community mindedness has been a reality from the start. Rick […]

Pete Scruggs has provided risk management and employee benefit solutions to employers for over 25 years as Principal of Golsan Scruggs Insurance & Risk Management. Golsan Scruggs’ proprietary benefitSMART process improves employer finances and employee health risk trajectories by leveraging data transparency, direct clinic contracting and personalized guidance for plan participants. Pete received the 2017 […]

A 30+ year veteran of helping employers create and implement strategy around lowering their healthcare spend. Our team has created the Game Changers Strategies to help employers challenge the status quo, and attack the problems they encounter in managing employee benefits.

I graduated from North Central College with a Bachelor of Science degree in Actuarial Science and Finance. I have 15 years of experience in the Health & Benefits industry at both large national firms and smaller boutique consulting firms. Throughout my career, I’ve specialized in driving client strategy through actionable data. My clients have ranged […]

“Mike has served in the healthcare, employee benefits, and financial services space since 1993. As an independent benefits advisor he is changing the way employers think about their health insurance program. He uses his unique combination of peer-to-peer collaboration, claims data, practical innovations, research, and life experiences to help his client’s craft health plans built […]