Learn the future of health and benefits

Real life successes and best practices sourced from benefits purchasers like you everywhere.
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Please accept a Health Rosetta Concierge Membership

Complements of HLU Consultants, Inc.

Improving your health plan AND lowering your costs is possible if you know where to look. Health Rosetta is an unbiased resource for you to explore the solutions to the high cost of health care and prescription drugs. You can learn more and discover solutions at your own pace from a non-profit organization.

Mark Gall of HLU Consultants, Inc. is a Certified Health Rosetta Advisor that has been using his 25 years of experience to design and implement high-performance health plans that improve the benefits and health care outcomes for employees while lowering health plan costs 20%-40%. He invites you to learn more from an ecosystem of people, products, services, and places that simplify and illuminate the path to lower costs, better benefits, and improved outcomes.

Mark Gall
Mark Gall President HLU Consultants, Inc.

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What does membership include?

Actionable expert insight. Delivered directly to you. No hiding the ball or pressure.
Case studies, best practices, potential pitfalls, open community, and someone to talk to.


Actionable insight and nuance from leading benefits leaders and industry experts on successful strategies.

Dave's Impact
& Insight Email

Learn why and how better benefits improve your company, employees, communities, and our country.


Chat/call/email questions, discuss potential approaches, or get ideas for your organization with a real person.

This is just a small sample of the hundreds of Health Rosetta contributors we draw from.

What is the Health Rosetta?

An open-source, ever-evolving framework for high-performance health plans.
Aggregated and curated from the real life successes of benefits purchasers everywhere.
HR Components
Specific strategies & vendors slot into each component.
What's used varies by plan size, goals, geography, claims experience, and more.

Some specific topics

We balance a mix of foundational principles, broad strategies, key tactics, and specific solutions.
  • Best practices for implementation
  • Next generation plan design
  • Active ERISA plan management
  • Payment integrity
  • Key areas for point solutions
  • Plan change management
  • High-cost patient management
  • ERISA fiduciary roles
  • Onsite/near-site clinic nuances
  • Reference based pricing
  • Bundled care
  • Centers of excellence models
  • "How I did it" war stories
  • Case studies
  • What's the point of transparency
  • Winning internal support
  • Challenging conventional wisdom
  • The "so what" of data & analytics

Start down the path to better benefits

Better for you.
Better for your employees.
Better for your community.
Better for our country.

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