Ricki Hancart
Benefits AdvisorConner Insurance
rhancart@connerins.com
317.808.7732
Health Rosetta Advisor since 2023
Ricki Hancart has been working in the employee benefits industry for 11 years. She has spent most of her career as an Account Manager, and recently transitioned to a Benefit Advisor role.
Ricki was recently recognized as a Top Woman in Benefits Advising for 2020 by Employee Benefit Adviser.
Over the last few years, Centurion has taken several steps to reconfigure its health plan to be more in line with the Health Rosetta philosophy. The HR director, after attending Rosetta Fest 2023, decided to implement several strategies to improve the plan. At the same time, Centurion engaged in an extensive RFP process to obtain a new benefits consultant who was more in line with the company’s values and experienced in implementing Health Rosetta concepts. To address the challenge of having employees dispersed throughout the country and traveling among job sites, the company has invested in virtual primary care and urgent care services, and identifying high-quality providers. It has also explored more cost-effective pharmacy solutions and hired a new PBM to ensure transparency in service and realize savings. The company’s three-year strategy includes creating a more flexible benefits ecosystem and engaging in Direct Primary Care networks. The leadership team is committed to providing the best possible benefits package at the best price for employees and their families. Future plans include investing in a sophisticated benefits administration system and creating more targeted employee engagement communication strategies.
- Industry: Commercial & Institutional Building Construction
- # of Employees: 1,100
- Location: Indiana
Centurion has kept employee premiums very low for all employees and their families, and has invested in partners who can deliver virtual primary to plan members who are spread across the country, and begun retaining high-quality, low-cost providers.
- TPA: N/A
- PBM: N/A
- Stoploss: N/A
- PrimaryCare: N/A
- Individual Stewardship: N/A
- OtherSolutions: N/A
- Shares data, strategies, or results openly with other employers or community groups
- Actively mentors peer employers/advisors to replicate their model; Partners with unions, local governments, or associations to scale solutions
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Engages local proviers in fair, transparent contracts
- Demonstrates early adoption of collaborative pilots/innovations despite risk
- Industry: Meat And Poultry Industry
- # of Employees: 1365
- Location: Minnesota
- Eliminated employee deductibles and/or copays
- Created or expanded onsite/nearsite primary care or clinic access
- Introduced or expanded wellness and prevention programs (fitness, screenings, EAP, mntal health)
- Funded education benefits (college tuition, studen loan support, training programs)
- Subsidized healthy food (cafeteria, farmers market, meal stipends)
- Supported housing transportation, or energy needs (E.G., home solar, housing, transit passes)
- Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
- TPA: UMR TPA
- PBM: True Rx
- Stoploss: QBE North America
- PrimaryCare: Nice Healthcare
- Individual Stewardship: UHC Choice Plus; Benefit Smart; Optimed Health Partners
- OtherSolutions: TelaDoc
The organization faced a difficult renewal because of a very high-cost cancer medication. When facing the challenging stop loss renewal and the immense financial impact to the organization, Old Town leadership dove in with us to see if we could work with the patient, their doctors, the TPA, and the PBM to move this medication to a different site of care that would reduce the infusion cost from $26,000 every two weeks to $9,000. This was a challenging conversation and situation to navigate, but Old Town’s leadership team was unwilling to let the facility and their drug upcharge financially impact all their employees so drastically. Old Town was incredibly helpful in ensuring that the employee also taken care of during the transition.
- Industry: Building Construction, General Contractors And Operative Builders
- # of Employees: 86
- Location: Indiana
Their goal is to reinvest those dollars they have saved into offering better coverage for employees’ dependents and increasing wages.
- TPA: N/A
- PBM: True Rx
- Stoploss: TPAC Underwriters
- PrimaryCare: N/A
- Individual Stewardship: ELAP Services
- OtherSolutions: N/A
- Shares data, strategies, or results openly with other employers or community groups
- Actively mentors peer employers/advisors to replicate their model
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Engages local proviers in fair, transparent contracts
- Demonstrates early adoption of collaborative pilots/innovations despite risk
- Industry: Manufacturing
- # of Employees: 102
- Location: Indiana
- Reduced employee payroll contributions or premiums
- Expanded dependent/family coverage at little or no extra cost
- Introduced or expanded wellness and prevention programs (fitness, screenings, EAP, mntal health)
- Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
- TPA: Unified Group Services
- PBM: True Rx
- Stoploss: TPAC Underwriters
- PrimaryCare: N/A
- Individual Stewardship: Cigna; Wellbridge Surgical; Benefit Smart; Optimed Health Partners
- OtherSolutions: Valenz Health; Personify Health