Louis Bernardi exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Louis Bernardi to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

Lou Bernardi

Louis Bernardi

Benefit Optimization Officer

Group Planners Insurance Solutions

Health Rosetta Advisor since 2019

Lou is co-founder and President of Group Planners Inc. Lou is a self-proclaimed Benefits Optimization Officer. After 30 years in the benefits arena Lou and his agency transformed from insurance broker to benefits optimizers after being exposed to the truth behind health care and insurance cost drivers. Lou created the BritePath benefit strategy to help employers and their members transform their plan from status quo to high-performance.

This account had an ASO with Aetna for several years. They saved $900,000 in year one, including $360,000 in prescription costs. One member with a laser of $600,000 previously had only $180,000 in claims after the plan switch.

  • Industry: Veterinary hospitals
  • # of Employees: 283
  • Location: New Jersey

Plan sponsor rolled out employer-paid long-term disability (LTD) for all employees only a few months after the new health plan went live. This was mostly due to the significant drop in paid claims. LTD was previously only offered to the veterinarians.

  • TPA: ACS Benefit Services
  • PBM: Benecard
  • Stoploss: Partners MGU - US Fire
  • PrimaryCare: To be added at a later date
  • Individual Stewardship: Engaged Health Group LLC
  • Other Solutions: OptiMed, Specialty Care Management (on the ready)
Rosie Awards Winner Sticker