Justin Leader exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Justin Leader to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

Justin Leader

Justin Leader

President & Founding Partner

Benefits DNA

Health Rosetta Advisor since 2017

Justin began his career in the pharmaceutical industry and later moved into finance at Morgan Stanley, where he developed expertise in employer benefit plans. In 2014, he founded BenefitsDNA (Direct Negotiation Advisors), an independent consulting practice comprising industry experts. Justin and his partners assist employers of all sizes in creating competitive self-funded healthcare and innovative employee benefit plan design. He is also a partner in Highlight Health, a joint venture focused on providing affordable and accessible healthcare to individuals who are uninsured, or underinsured cannot afford to participate in traditional employer healthcare offerings.

This fund has gone above and beyond to drive savings back to their plan by appropriate fiduciary management. They have also pushed the new laws to the max by filing a class action lawsuit against Anthem BCBS for violating the Consolidated Appropriations Act (CAA).

  • Industry: Taft-Hartley Fund
  • # of Employees: 600
  • Location: Connecticut

Plan participants have no deductible, and benefits have increased for both vision and hearing. Death benefits have also increased for plan participants.

  • TPA: Capital RX & IAA
  • PBM: Capital RX
  • Stoploss: RMTS
  • PrimaryCare: No Cost Primary Care
  • Individual Stewardship: Innovative Care Mangement
  • Other Solutions: Highlight Health
Rosie Awards Winner Sticker