Griffin Meredith exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Griffin Meredith to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

Meredith Griffin

Griffin Meredith

President/CEO

Commonwealth Insurance Partners
gmeredith@cipky.com
502.631.9600

Health Rosetta Advisor since 2020

Griffin has been an employee benefits professional for 17 years, and since founding his agency he has grown the company to more than $40 million in annual premiums. He is a past president of the Kentucky Association of Health Underwriters and is an Exclusive Partner of the Kentucky Association of Manufacturers Association Health Plan. Griffin is also a Next-Gen Benefits Mastermind Partner.

Griffin serves as president of Commonwealth Insurance Partners, a locally owned and operated insurance brokerage firm. He has served in several roles in the local and regional nonprofit arena professionally, as a past president of the Kentucky and Greater Louisville Chapters of the National Association of Health Underwriters, GLI Healthcare Advisory Committee, Medicaid Task Force, and various other educational liaisons to Frankfort and Washington D.C. He also serves on many local philanthropic nonprofit boards, and currently serves as a director and secretary of The Lincoln National Bank, a $315 million full-service community bank.

Goal for 2025 is to be the ABA Best Bank (Best Places To Work)

  • Industry: National Commercial Banks
  • # of Employees: 285
  • Location: Louisiana

$0 cost share when plan members take Nurse Team advice, and no premium increases for 2024. Members pay $1 for generic drugs.

  • TPA: N/A
  • PBM: True Scripts Rx
  • Stoploss: N/A
  • PrimaryCare: N/A
  • Individual Stewardship: Verity
  • Other Solutions: Commonwealth Insurance Partners
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This group pursued the “run” approach in developing a new plan beginning in year one and has continually expanded its activities and offerings. The prevailing compensation climate in rural Kentucky has made the bank’s $0 cost benefits options attractive to and necessary for employees. The bank has consistently decreased premiums and added new benefits. Prior to implementing the plan, the group experienced consistent year-over-year double-digit cost increases and passed on those costs to the employees in a shared-percentage format.

  • Industry: Banking
  • # of Employees: 110
  • Location: Kentucky

Working with Commonwealth, the bank was able to decrease employees’ deductibles and maximum out-of-pocket expenses from $3,000/$6,000 to $1,500/$3,000 in 2021, while decreasing premiums and adding $0 primary care provider options.

  • TPA: HMA
  • PBM: Drexi
  • Stoploss: Companion
  • PrimaryCare: Local Providers
  • Individual Stewardship: Advanta, Local Providers have list of RBP friendly facilities that are $0 options for members
  • Other Solutions: eference-based pricing, $0 redirect options, prescription drug sourcing, $0 cost for local primary care provider care, health advocates, $0 cost ancillary care options.
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