Griffin Meredith exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Griffin Meredith to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

Griffin Meredith Rosie

Griffin Meredith


Commonwealth Insurance Partners

Health Rosetta Advisor since 2020

As the founder, president and CEO of Commonwealth Insurance Partners, Griffin has specialized in employee benefits design and risk management for 17 years. He is a past president of the Kentucky and Greater Louisville Chapters of the National Association of Health Underwriters, and he serves on the GLI Healthcare Advisory Committee and the Medicaid Task Force, and contributes to numerous other educational and nonprofit entities in Frankfort and Washington D.C. Griffin recently served as a strategic advisor to the newly founded Smoketown Family Wellness Center, and he is a director and secretary of The Lincoln National Bank, a $315-million full-service community bank in Kentucky.

This group pursued the “run” approach in developing a new plan beginning in year one and has continually expanded its activities and offerings. The prevailing compensation climate in rural Kentucky has made the bank’s $0 cost benefits options attractive to and necessary for employees. The bank has consistently decreased premiums and added new benefits. Prior to implementing the plan, the group experienced consistent year-over-year double-digit cost increases and passed on those costs to the employees in a shared-percentage format.

  • Industry: Banking
  • # of Employees: 110
  • Location: Kentucky

Working with Commonwealth, the bank was able to decrease employees’ deductibles and maximum out-of-pocket expenses from $3,000/$6,000 to $1,500/$3,000 in 2021, while decreasing premiums and adding $0 primary care provider options.

  • TPA: HMA
  • PBM: Drexi
  • Stoploss: Companion
  • PrimaryCare: Local Providers
  • Individual Stewardship: Advanta, Local Providers have list of RBP friendly facilities that are $0 options for members
  • Other Solutions: eference-based pricing, $0 redirect options, prescription drug sourcing, $0 cost for local primary care provider care, health advocates, $0 cost ancillary care options.
Rosie Awards Winner Sticker