Christina King
Founder and PresidentC&A Benefits Group
cking@cabenefitsgrp.com
614.389.5755
Health Rosetta Advisor since 2020
Christina King has more than 20 years of experience in the insurance industry, specializing in employee benefits. She founded C&A Benefits Group in 2009 to better serve her clients and provide comprehensive services. Christina’s firm offers a one-source solution that makes it easier for organizations to operate more efficiently in employee benefits, payroll, human resources, and recruiting strategies. She serves clients in more than 30 states and abroad.
C&A has consistently been recognized as one of the top independent employee benefit firms and woman-owned businesses, and was recently recognized as a top family-owned business in Central Ohio.
These are my team’s benefits. We’ve always implemented our strategic plan design efforts first with our company team, so that we can walk the talk. This allows us to figure out what is going well and what needs adjustment. This enables us to all “row” in the same direction as our clients. Internally, our conversations have changed over the past few years from “what did we sell this week” to “who did we help?”
- Industry: Insurance Agents, Brokers, & Services
- # of Employees: 20
- Location: Ohio
We are redirecting funds previously squandered on health insurance to pay raises and employee development courses/certification. We now share 20% of our quarterly profits through an incentive program with our employees.
- TPA: Covet Health
- PBM: Capital Rx; Covet Health
- Stoploss: Covet Health; TPAC Underwriters
- PrimaryCare: Covet Health; Victress Health
- Individual Stewardship: Covet Health; Quality Care Partners
- OtherSolutions: Prescription Bliss; Covet Health
- Industry: Social Services
- # of Employees: 60
- Location: Ohio
CHA offers $0 deductibles and $0 copays for primary care, specialists, mental health services, and generic medications. CHA has lowered premiums by 35%.
- TPA: Covet Health
- Stoploss: Tpac Underwriters
- PrimaryCare: Central Ohio Primary Care Physicians
- Individual Stewardship: Quality Care Partners; Ohio PPO Connect
- Other Solution: C&A Benefits Group; Prescription Bliss
We also implemented the Mary Rutan Health Plan with small employers in the community, and the momentum continues to build. "Buy Local" is an important p[art of the city’s culture, and we were able to bring it to healthcare. The city’s employees are saying that the health plan is the best one that they’ve ever had! The city's endorsement has created a lot of buzz and is getting the attention of the schools, municipalities and other employers in the county. Aligned with four local independent pharmacies offering Tier 1 ($0 generics, lower copay for brand).
- Industry: General Gov't
- # of Employees: 120
- Location: Ohio
City employees previously had a $5,000/ $10,000 HSA with UHC and received a 50% increase. The previous year’s increase was 45%. C&A became the broker and saved the city $800,000 by engaging the local, regional hospital system and contracted reimbursements at an average of 150% MCR. We implemented local DPC, a local Rx advocacy program, and steered employees to four local, independent pharmacies with $0 generic copays and lower copays for brand Rx. The city now has $0 deductibles/copays for utilizing local hospital and other providers (Tier 1). If care cannot be managed by the local hospital, members are directed to other contracted hospitals, such as Ohio State, Cleveland Clinic, Nationwide Children’s (contracted 170% MCR) and members still receive Tier 1 benefits. Tier 2 benefits are similar to previous health plan and provide members the freedom to use any provider within the Ohio PPO Connect network. City has lowered employee contributions for all tiers, and the changes have saved the city’s budget!
- TPA: N/A
- PBM: Capital Rx
- Stoploss: TPAC Underwriters
- PrimaryCare: Hickory Medical
- Individual Stewardship: Quality Care Partners
- OtherSolution: Prescription Bliss