Carolyn Grant exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Carolyn Grant to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.


Carolyn Grant

Sr. Health Plan Advisor and Strategist


Health Rosetta Advisor since 2018

Carolyn Perreault Grant has been in the group benefits industry for 21 years, after moving to Orlando to work for Walt Disney World. She has worked with ProvInsure, a division of Rosen Hotels and Resorts, for seven years and previously worked at J. Rolfe Davis Insurance. Carolyn is known for her strong work ethic, tenacity, her love of learning about the industry and for her outside-the-box approach to developing solutions for clients.

Rosen exemplifies the basis of the Health Rosetta principles. We do nothing "normal" in health care. Our unique model of our on-site medical center with a referral-based program forms the HUB of our health plan. Our medical director has his hand on the pulse of any member in the hospital, and he strives to get members out of the hospital and into appropriate care quickly.

  • Industry: Hospitality / Hotels
  • # of Employees: 4,000
  • Location: Florida

The Rosen story, now widely known, includes using our savings from our health plan to sponsor two underserved neighborhoods. Rosen provides free pre-school and college/technical school for these students later in life. College benefits are also provided to employees’ dependents and to employees themselves.

  • TPA: WebTPA
  • Stoploss: SwissRe
  • PrimaryCare: OnSite Medical Center - RosenCare
  • Individual Stewardship: Our case managers at the medical center
Rosie Awards Winner Sticker

Second Harvest Food Bank of Central Florida is just completing their second full year of being in a self-funded/unbundled health plan. Members were quite nervous in the beginning with so many changes occurring: a direct primary care (DPC) network, pharmacy benefits manager (PBM), a nurse navigator and other solutions. Within months of implementing the plan, the employees were in love with the plan. When I went onsite, employees would often express their gratitude for and appreciation of their new plan.

  • Industry: Non-profit - Food Bank
  • # of Employees: 150
  • Location: Florida

Company continues to pay 100% of eligible employee only coverage. Additionally, the company has contributed an increasing share of dependent coverage, for the large number of dependents (spouses and children) enrolled in the plan.

  • TPA: JP Farley
  • PBM: Ventegra
  • Stoploss: Skyward
  • PrimaryCare: DPC with Dr. Eric Crall - Persona Healthcare Direct
  • Individual Stewardship: Concierge Nurse Navigator
  • Other Solutions: Health Rosetta Inside, payment assistance program (PAP) for prescription drugs, International pharmacy sourcing, Green Imaging, custom network (Rosen), reference-based pricing (RBP) for out of network and Marshall Allen's education program
Rosie Awards Winner Sticker