Ben Bohonowicz
Director of Client ServicesEmployee Benefit Services of Maryland, Inc.
ben@ebs-md.com
443.438.1168
Health Rosetta Advisor since 2018
Ben is a Partner and Director of Client Services for Employee Benefit Services. Ben’s role is to support organizational growth by providing strategic client direction, building new relationships and maintaining existing client relationships. He specializes in creative funding solutions that incorporate innovative tools to make healthcare more efficient and cost effective. He is consistent with current trends and legislation that influence costs in the healthcare industry. Ben is licensed in Life & Health and is a Life & Health Advisor. As of July 2015, he is a Certified Healthcare Reform Specialist®. Ben has been featured in industry publications, including BenefitsPro, surrounding technology, non-insurance employee perks, voluntary products, and other various topics in the benefits arena.
Shares data, strategies, or results openly with other employers or community groups
- Industry: Non Profit Association
- # of Employees: 95
- Location: Maryland
- Expanded dependent/family coverage at little or no extra cost
- Introduced or expanded wellness and prevention programs (fitness, screenings, EAP, mental health)
- TPA: The JP Farley Corporation
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: Symetra
- PrimaryCare: First Stop Health
- Individual Stewardship: Cigna
- Other Solutions: HaloScrips Freshbenies
- Shares data, strategies, or results openly with other employers or community groups
- Presents or testifies publicly (E.G., conferences, legislative hearings) to advance better models
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Demonstrates early adoption of collaborative pilots/innovations despite risk
- Industry: Information Technology
- # of Employees: 2500
- Location: Virginia
- Reduced employee payroll contributions or premiums
- Expanded dependent/family coverage at little or no extra cost
- TPA: Personify Health
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: Tokio Marine HCC
- PrimaryCare: First Stop Health
- Individual Stewardship: Edison Healthcare (COE Program); Blue Card PPO; Optimed Health Partners; Diathrive
- Other Solutions: HaloScrips; Garner Health; Milu Health
- Shares data, strategies, or results openly with other employers or community groups
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Industry: Mechanical Contracting And Construction Management
- # of Employees: 156
- Location: Maryland
- Reduced employee payroll contributions or premiums
- TPA: Meritain Health
- PBM: CVS Caremark
- Stoploss: AccuRisk Solutions
- PrimaryCare: N/A
- Individual Stewardship: Aetna POS II Network
- Other Solutions: HaloScrips; Milu Health
- Shares data, strategies, or results openly with other employers or community groups
- Presents or testifies publicly (E.G., conferences, legislative hearings) to advance better models
- Actively mentors peer employers/advisors to replicate their model; Invites employees or family representatives into benefits governance/committees
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Demonstrates early adoption of collaborative pilots/innovations despite risk
- Industry: Non Profit
- # of Employees: 675
- Location: Maryland
- Eliminated employee deductibles and/or copays
- Expanded dependent/family coverage at little or no extra cost; Created or expanded onsite/nearsite primary care or clinic access
- Introduced or expanded wellness and prevention programs (fitness, screenings, EAP, mntal health)
- Provided significant employee bonuses or across the board raises
- Funded education benefits (college tuition, studen loan support, training programs)
- Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
- TPA: Care First Administrators
- PBM: CVS Liviniti (Formerly Southern Scripts)
- Stoploss: Tokio Marine HCC
- PrimaryCare: Modrn Health
- Individual Stewardship: Blue Card PPO; Optimed Health Partners; ModRn Health; KindBody
- Other Solutions: KindBody; Touchcare; American Health Holding; Noom, Inc.; Class Pass; Optimed Health Partners; HaloScrips; Employee Benefit Services Of RCM&D; MDLIVE; Better Help
FTS International has consistently served as a reference for us and are willing to participate in employer education sessions to tell their success story.
- Industry: Engineering Services
- # of Employees: 265
- Location: Virginia
FTS has reinvested their health plan dividend into a wellness program and has lowered employee deductibles. The company has also minimized employee contribution increases based on the plan’s performance. The company offers cash incentives for employees who join the HaloScrips program.
- TPA: Meritain Health
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: Exchange
- PrimaryCare: N/A
- Individual Stewardship: Aetna PPO
- Other Solutions: Meritain Health; Employee Benefit Services of Maryland, a Division of RCM&D
Gable has served as a reference for us many times. They've spoken to their business colleagues about our health plan management and that support has created opportunities for us. Gable is very willing to share their story among members of the business community.
- Industry: Signs & Advertising Displays
- # of Employees: 150
- Location: Maryland
Gable has held employee contributions flat for multiple years. The company provides free telemedicine, imaging, outpatient procedures, and maintenance medications. They provide a cash incentive for members who join HaloScrips.
- TPA: N/A
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: Sun Life
- PrimaryCare: N/A
- Individual Stewardship: lue Card PPO; KIsx Card
- Other Solutions: Carefirst Administrators; Employee Benefit Services Of Maryland A Division Of Rcm&D; Optimed Health Partners; HaloScrips; MD Live
- Shares data, strategies, or results openly with other employers or community groups
- Industry: Non Profit
- # of Employees: 123
- Location: Maryland
- Eliminated employee deductibles and/or copays
- Reduced employee payroll contributions or premiums
- Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
- TPA: Self Insured Plans (90 Degree Benefits)
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: N/A
- PrimaryCare: N/A
- Individual Stewardship: Cigna
- Other Solutions: TelaDoc; Shared Health Alliance (SharX); Employee Benefit Services Of RCM&D
- Shares data, strategies, or results openly with other employers or community groups
- Presents or testifies publicly (E.G., conferences, legislative hearings) to advance better models
- Anchor COHP employer; Co-funds or participates in shared health resources (E.G., nearsite clinic, community collaboratives); Actively mentors peer employers/advisors to replicate their model
- Partners with unions, local governments, or associations to scale solutions
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Engages local proviers in fair, transparent contracts
- Demonstrates early adoption of collaborative pilots/innovations despite risk
- Industry: Non Profit: Vocational Training, Education, And Career Services
- # of Employees: 600
- Location: Maryland
- Eliminated employee deductibles and/or copays
- Expanded dependent/family coverage at little or no extra cost
- Created or expanded onsite/nearsite primary care or clinic access
- Introduced or expanded wellness and prevention programs (fitness, screenings, EAP, mntal health)
- Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
- TPA: The JP Farley Corporation
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: East Coast Underwriters (ECU)
- PrimaryCare: Independent DPC's
- Individual Stewardship: RBP Network - Open Access
- Other Solutions: Genovo Health; Highlight Health; Valenz Health; Employee Benefit Services Of Maryland A Division Of RCM&D; Optimed Health Partners; HaloScrips; Whole Mental Health Via First Stop Health; Health Rosetta
OC serves as a reference for us and is proud of the benefits they offer.
- Industry: Land, Mineral, Wildlife, and Forest Conservation
- # of Employees: 160
- Location: DC
Ocean Conservancy has held employee contributions flat for many years. The organization has a very rich plan design with $100/$300 deductibles. OC has reinvested the savings into lower copays and recently introduced a QHDHP and funds $1,200/$2,400 of the $1,600/$3,200 deductible. They pay 100% of costs of a virtual primary care platform.
- TPA: N/A
- PBM: N/A
- Stoploss: N/A
- PrimaryCare: N/A
- Individual Stewardship: Blue Card PPO
- Other Solutions: N/A
- Shares data, strategies, or results openly with other employers or community groups
- Actively mentors peer employers/advisors to replicate their model
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Demonstrates early adoption of collaborative pilots/innovations despite risk
- Industry: Bottling
- # of Employees: 350
- Location: Virginia
- Eliminated employee deductibles and/or copays
- Expanded dependent/family coverage at little or no extra cost
- Created or expanded onsite/nearsite primary care or clinic access
- TPA: Personify Health
- PBM: CarelonRx
- Stoploss: Berkley Accident And Health
- PrimaryCare: Radish Health
- Individual Stewardship: Blue Card PPO
- Other Solutions: HaloScrips
- Shares data, strategies, or results openly with other employers or community groups
- Shares lessons learned with peers and competitors, demonstrating abundance mindset
- Industry: Consulting
- # of Employees: 120
- Location: Maryland
- Expanded dependent/family coverage at little or no extra cost
- Introduced or expanded wellness and prevention programs (fitness, screenings, EAP, mental health)
- TPA: Care First Administrators
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: Care First Stop Loss
- PrimaryCare: First Stop Health
- Individual Stewardship: Blue Choice Advantage
- Other Solutions: Touchcare; HaloScrips; Conifer
The group has participated in Maryland Central Chamber meetings to advocate for these types of plans and their advantages. The group has opened a mental health clinic to support the community. Arc of Central Chesapeake Region shares their experience with other Arc organizations and consistently posts on social media to report their positive experiences with their health plan.
- Industry: Residential Care
- # of Employees: 500
- Location: Maryland
They've reduced their employee contributions and now have a $0 medical deductible. They provide Modern Health and lab testing at no charge. They provide members with HaloScrips cash incentives to join the program and have started contributing to their dental plan. The organization also increased their life insurance amounts for employees.
- TPA: N/A
- PBM: Liviniti (Formerly Southern Scripts)
- Stoploss: Tokio Marine HCC
- PrimaryCare: Modern Health
- Individual Stewardship: Blue Card PPO
- Other Solutions: N/A