Michael Engelhardt exemplifies health plan excellence and stewardship.
Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.
The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Michael Engelhardt to get your Plan Grade today.
Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

Michael Engelhardt
Vice President, Benefits ConsultingAlera Group
michael.engelhardt@aleragroup.com
847.334.1049
Health Rosetta Advisor since 2023
During an era when employers often change carriers to improve pricing or benefits, Michael helps his customers maintain their current programs and enjoy improvements in both costs and benefits. He accomplishes this by leveraging the numerous Advanced Healthcare Strategies that he’s continuously vetting out and validating as part of the AHS Vertical at The Alera Group. In the process, Micheal helps organizations achieve a less obvious outcome: reducing the impact of social determinants of health (SDoH), for his clients’ employees and their dependents, and supporting the journey toward health equity.
In addition to sharing his market knowledge from more than 20 years in the insurance industry, Michael frequently speaks on a wide range of industry-related topics, including cost-containment strategies, healthcare captives, benchmarking, and underwriting strategies. His client-centric service model is supported by best-in-class analytics, communications, legal, actuarial, and technology deliverables.
Painters USA has been eager to continuously learn how the healthcare industry is evolving, and to better understand how to both utilize their in-force solutions better and identify new or emerging solutions that they should consider. A perfect example is that after discussing their Plan Grader score, the company targeted their lowest scored area, primary care, and made that a key initiative for 2024.
- Industry: Painting & Wall Covering Contractors
- # of Employees: 300
- Location: Wisconsin
The company isn’t receiving a specific dividend, but it is investing in their benefits each year by making improvements.
- TPA: UMR (TPA)
- PBM: Optum Rx
- Stoploss: N/A
- PrimaryCare: N/A
- Individual Stewardship: N/A
- OtherSolutions: N/A
