Lori Fearon exemplifies health plan excellence and stewardship.
Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.
The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Lori Fearon to get your Plan Grade today.
Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

Lori Fearon
Benefits ConsultantMarsh McLennan Agency Northwest
lori.fearon@marshmma.com
406.457.2125
Health Rosetta Advisor since 2018
Lori is a forward-thinking consultant who works collaboratively with plan administrators and health care providers to implement employee benefit plans with cost containment strategies and quality care as core components of employer-sponsored programs. Lori’s specialties include evaluation, strategic design and financial analysis of employee benefit programs. She inspires her clients to think outside of the box and take the journey with her into sometimes unknown territory.
Lori is a Certified Advisor with the Health Rosetta organization, a Life Underwriting Training Council Fellow. and a past president of the Helena chapter of the National Association of Insurance and Financial Advisors.
- Industry: Automotive Dealers And Gasoline Service Stations
- # of Employees: 3,000
- Location: Montana
Town Pump Doesn’t just focus on health, medical, and dental benefits. The company also pays for tuition. Members pay $110 per month for health insurance and haven’t had an increase in three years.
- TPA: True Scripts Rx; Coastal Administrative Services
- PBM: True Scripts Rx
- Stoploss: IiSi
- PrimaryCare: True Scripts Rx
- Individual Stewardship: True Scripts Rx; 6 Degrees
- OtherSolutions: Apta Health; True Scripts Rx; Payne West Insurance
