David Contorno exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to David Contorno to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

David Contorno rosie

David Contorno


E Powered Benefits

Health Rosetta Advisor since 2017

David Contorno, founder of E Powered Benefits, has been a leading expert in employee benefits for more than two decades. Highly regarded for his innovative approach to benefits design and delivery, David has received accolades from Forbes magazine, Benefits Selling Magazine and the Charlotte Business Journal, among others, and he frequently contributes thought leadership articles to numerous publications. A member of the board of directors for both the Charlotte Association of Health Underwriters and Healthreach Community Clinic, David also served on the North Carolina Insurance Commissioners Life and Health Agent Advisory Committee and the Technical Advisory Group that helped implement market reforms required under the Affordable Care Act in North Carolina.

Cresa’s general counsel and chief human resources officer have been highly supportive of the benefits plan and understand the strengths and weaknesses of a value-based plan.

  • Industry: Commercial Real Estate
  • # of Employees: 400
  • Location: Illinois

Cresa was able to provide a 100% premium holiday in December 2022 for all employees and to add “family forming” benefit at no cost to employees.

  • TPA: Coastal Administrative Services
  • PBM: Drexi
  • Stoploss: Stealth MGU
  • PrimaryCare: DPC - various nationwide including PeakMed
  • Individual Stewardship: AIMM, BenEngage
  • Other Solutions: ClaimDoc
Rosie Awards Winner Sticker
  • Industry: Tree and Plant Care
  • # of Employees: 2,146
  • Location: New York

SavATree offers $0 Red care, $0 out-of-pocket for medications, and has reduced or stabilized employee contributions for five years. The company introduced a massage benefit in recent years, providing every member one no-cost massage per month. SavATree added a direct primary care (DPC) plan nationwide in April 2023, featuring no-cost primary care, a $0 deductible, and lower paycheck contributions.

  • TPA: Acuity
  • PBM: True Scripts
  • Stoploss: IISI
  • PrimaryCare: Nationwide affiliate network
  • Individual Stewardship: ICM
  • Other Solutions: Diathrive
Rosie Awards Winner Sticker