Frank Stichter exemplifies health plan excellence and stewardship.

Health Rosetta recognizes the top health plans in America at the annual Rosie Awards. The Rosie Awards recognize high-value, low-cost health plans from employers and unions across the U.S.

Rosie Award winners are chosen from plans recommended by benefits advisors, solution providers, or clinical leaders who meet two important criteria: a high Plan GraderTM score and excellent use of their Health Rosetta Dividend.

The Plan Grader™ is the first comprehensive independent plan assessment to measure and improve your health plan strategy. Plan Grader is an independent 360° health plan risk assessment that provides actionable insights to create an effective 2-3 year strategy to lower costs and improve benefits. Plan Grader is built on the Health Rosetta’s eight components that have been modeled on the successes of hundreds of high-performance plans. Employers and unions can evaluate how their health plan benchmarks to other employers or union plans adopting a Health Rosetta-style health plan. Reach out to Frank Stichter to get your Plan Grade today.

Health Rosetta Dividend refers to the well-documented over $1 trillion of industry waste that can be reinvested back into an organization or community to improve wellbeing and build the foundation to restore the American Dream. Examples of Health Rosetta Dividend reinvestment include free college education, advanced primary care services, free or subsidize healthy food, pay increases, Dream Manager, $0 medications, or other tangible improvements that have a direct impact on the health and wellbeing of their workforce, dependents, and communities.

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Frank Stichter

CEO

IEN Risk Management
frank.stichter@ienrisk.com
970.349.7707

Health Rosetta Advisor since 2019

Frank serves the employee-benefit needs of employers nationally, consulting on identification, design, and implementation of innovative and compelling savings opportunities for self-funded employers, rather than traditional cost shifting. He has over 40 years’ experience working with public and private sector employers and their partially self funded health plans.

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  • Shares data, strategies, or results openly with other employers or community groups
  • Actively mentors peer employers/advisors to replicate their model
  • Invites employees or family representatives into benefits governance/committees
  • Partners with unions, local governments, or associations to scale solutions
  • Shares lessons learned with peers and competitors, demonstrating abundance mindset
  • Engages local proviers in fair, transparent contracts
  • Demonstrates early adoption of collaborative pilots/innovations despite risk
  • Industry: Commercial Electrical Contractor
  • # of Employees: 65
  • Location: North Colorado
  • Eliminated employee deductibles and/or copays
  • Provided significant employee bonuses or across the board raises
  • Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
  • TPA: Employee Benefit Management Services (EBMS)
  • PBM: True Rx
  • Stoploss: IOA Re
  • PrimaryCare: Primary Care Partners
  • Individual Stewardship: Local Direct Primary Care Practices; Employer Health Alliance (EHA)
  • OtherSolutions: ELAP; Concierge Nurse Navigators
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  • Eliminated employee deductibles and/or copays
  • Reduced employee payroll contributions or premiums
  • Expanded dependent/family coverage at little or no extra cost
  • Strengthening the company (E.G., R&D, improving facilities, strategic initiatives, creating reserves, etc)
  • Industry: Autism Services
  • # of Employees: 300
  • Location: Minnesota
  • Presents or testifies publicly (E.G., conferences, legislative hearings) to advance better models
  • Invites employees or family representatives into benefits governance/committees
  • Demonstrates early adoption of collaborative pilots/innovations despite risk
  • TPA: Employee Benefit Management Services (EBMS)
  • PBM: True Rx
  • Stoploss: IOA Re
  • Primary Care: N/A
  • Individual Stewardship: ELAP Services
  • Other Solutions: Concierge Nurse Navigators
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