Ryan Spencer, a multifaceted individual driven by curiosity and creativity. With a passion for reading and traveling, he constantly seeks to explore new horizons and push boundaries. Ryan thrives in environments that require problem solving and requiring him to think critically and innovate, leveraging his diverse skill set to tackle complex problems. Whether it’s through driving better and less expensive healthcare for organizations, or helping individuals make the best choices in a confusing industry, he strives to make a positive impact and inspire others along the way.