Forty years of invaluable expertise, 10 of which were spent with a carrier that was ahead of its time. I have continuously been at the forefront of pioneering concepts, revolutionizing the way, employers tackle the challenge of reducing healthcare costs. Throughout my extensive career, I have successfully devised and executed cutting edge strategies, that empower employers, to confront the status quo head on, addressing and overcoming the complexities associated with managing employee benefits. Our visionary team has developed the concepts to disrupt the marketplace, and innovative approach that equipped employers, with tools and insights, needed to navigate and triumph over obstacles encountered in this realm, we know as employee benefits.